Salary Calculator Nepal — take-home pay after SSF, CIT & TDS
तलब क्यालकुलेटर — SSF, CIT र कर पछिको शुद्ध तलब
Calculate your monthly net salary in Nepal — enter gross salary and basic to see the 11% SSF share, optional CIT, TDS on the latest FY slabs and take-home pay, for married or unmarried rates.
| Slab upto | Rate | Tax in slab |
|---|---|---|
| ६,००,००० | 1.0% | ६,००० |
| ८,५०,००० | 10.0% | २४,०६० |
FY configured: FY 2083/84. Verify with the latest Finance Act / IRD before filing.
About Salary Calculator
A Nepali payslip has three deductions between gross and take-home: the employee's Social Security Fund share (11% of basic), an optional CIT (Citizen Investment Trust) contribution, and TDS — income tax withheld at source on the annual taxable income, per the current fiscal year's slabs. Employers recalculate these monthly; this tool reproduces the arithmetic so you can check the deduction lines on your slip.
It uses the same configured fiscal-year data as our income tax calculator — slabs for unmarried/married taxpayers, the SSF relief (1/3 of assessable income or actual contribution, whichever is lower) and the CIT cap — and shows where every rupee of your gross goes.
How to use — step by step
- Enter your gross monthly salary (everything before deductions).
- Enter your basic monthly salary — SSF's 11% employee share is charged on basic only (usually half of gross).
- Optionally enter your monthly CIT contribution.
- Pick married or unmarried tax status.
- Read the monthly net salary, the three deductions and the annual view.
Worked example — gross Rs 80,000, basic Rs 45,000, SSF on, CIT Rs 5,000 (FY 2083/84 unmarried slabs)
| SSF employee share | Rs 4,950 / month | 11% × 45,000 basic |
| CIT | Rs 5,000 / month | well within the CIT cap |
| Annual taxable income | Rs 8,40,600 | 9,60,000 − 59,400 (SSF) − 60,000 (CIT) |
| Annual tax | ≈ Rs 30,060 | 1% first 6 lakh + 10% on the next 2,40,600 |
| Monthly net (take-home) | ≈ Rs 67,545 | gross − SSF − CIT − TDS/12 |
Frequently asked questions
QHow is net salary calculated in Nepal?
Net = gross − SSF employee share (11% of basic) − your CIT contribution − monthly TDS. TDS = annual tax on (annual income − SSF − CIT, up to 1/3 of assessable income) ÷ 12, using the current fiscal year slabs.
QIs SSF mandatory in Nepal?
SSF registration and contribution are mandatory for employers with 10+ staff (phased in), while other employers deposit the employee's social security tax (1%) and their own 20%/additional 10-30% shares. Your employer's payroll system reflects which scheme you are enrolled in — this tool models the SSF route.
QWhat is the difference between gross and CTC?
Gross is what appears in your appointment letter before deductions; CTC (cost to company) adds the employer's 20% SSF share, gratuity and benefits. Take-home is always less than both — this calculator gives take-home.
QWhy is my payslip slightly different from this estimate?
Allowances such as festival bonus, overtime or insurance premiums change the taxable base, and employers round monthly TDS differently. Treat this as a close estimate and reconcile with your slip.
Data note: Tax slabs, SSF percentage and monthly caps come from this site's configured FY data (same engine as our income tax calculator). Employer-side contributions and allowances not entered are ignored — your payslip is final.